Mortgage Loan Options in Carmel, IN Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. Get Your Quote Learn More PurchaseConventional Fixed Rate LoanTraditional go to mortgage for purchases & refinances up to $766,550 loan amount. FHA LoanAn FHA loan provides a government-insured loan with flexible loan options. VA LoanVA Loans for our military veterans & active duty. Thank you for your service! Our time to serve you now. Self-Employed & Retired (Non-QM Loans)Non-QM mortgages that help self-employed & retired clients when they don’t qualify for traditional mortgages. Doctor LoansLoans for doctors that have flexible terms with low down payment incentives & easier qualification. New Construction LoanFor custom one-time-close new construction home builds required by builders. Jumbo LoanJumbo loans for loan amounts over $766,550 for 1 unit homes. Investment Property LoansLLC Business Loans: DSCR, Hard Money, Home Flips, New Construction, & HELOC. Bridge LoanAbility to buy a new home with equity from your current home. First Time Home BuyerPopular loan programs for first time home buyer incentives. Temporary Rate Buydown LoansLoans where you can obtain a lower than market value for up to first 3 years. Land LoansProvides a loan to buy vacant land with no existing home. USDA LoanPurchase a home with no money down in certain rural and suburban areas. Commercial LoansPurchase or Refinance on various types of commercial properties. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash-Out RefinanceAccess home equity for various purposes. VA IRRRL RefinanceLower your interest rate on your VA loan with no income verification, no appraisal, and no hard credit pull. FHA Streamline RefinanceLower your interest rate on your FHA loan with no income verification, no appraisal, and no hard credit pull. HELOCLoan used from your home’s equity. Get started today! Fill out the questionnaire on this page to start a discussion about your mortgage needs today! Step 1 of 20 5% What are your goals?We are committed to helping you reach them. Purchase or Refinance I want to purchase I want to refinance Where is the home located? City or Zip CodeCity or Zip Code* What type of home is it? Single Family Townhouse Condominium Multi-Family Where are you in the home buying process? Signed a purchase contract Found a home Looking to buy within one month Looking to buy in 1 to 3 months Looking to buy in more than 3 months How do you plan to use your new home? Primary Residence Vacation Property Investment Property Have you or your spouse served in the US military?Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home. Yes No What is your (or your spouse's) branch of military service? Army Marine Corps Navy Air Force Coast Guard National Guard Military Spouse Other VA Eligibility No Military Experience Are you actively working with a real estate agent? Yes No Is this your first time purchasing a home? Yes No What is the approximate purchase price of the new property?(it's OK to estimate) What is the estimated value of your property?Use the slider to select the price range of homes you're interested in (it's OK to estimate) How much do you have for a down payment?(it's OK to estimate)What is the balance of your first mortgage?(It's OK to estimate) What is the interest rate of your first mortgage?(It's OK to estimate) Do you have a second mortgage? Yes No How much additional cash do you wish to borrow?(It's OK to estimate or if no cash-out leave at $0) What is your current employment status? Employed Self-Employed/1099 Independent Contractor Retired What is your household gross (before taxes) annual income? Less than $30,000 $30,000 - $50,000 $50,000 - $75,000 $75,000 - $100,000 Greater than $100,000 What is your credit score? Excellent 740+ Good 700-739 Average 660-699 Fair 600-659 Poor < 600 Have you had a bankruptcy or foreclosure in the past 3 years? Yes No What is your first name?*What is your last name?* What is your email address?* What is your phone number?*